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Let homeowners pay dues online. Keep the money in your own account.

Self-managed HOA software to collect dues and special assessments by card or ACH, record the checks that still come in, and hand your treasurer a real ledger instead of a spreadsheet. Funds route straight to your association own bank account — Formtabulous never holds association money.

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Included on every paid plan once Stripe onboarding is complete. No per-unit fee.

Everything a self-managed board needs to run dues

Recurring dues, one-off assessments, and the offline check that always shows up anyway — all in one ledger.

Recurring dues, generated automatically

Set the amount, frequency, due date, and grace period once. Charges generate on schedule with no manual step, and any unit can carry its own override amount.

Special assessments

Target every unit or just the ones affected — a roof repair on one building, a private road only some owners use — with per-unit amounts set at creation.

Pay dues online, card or ACH

A private payment link per charge, no login required. Bank transfer is offered first since it costs the association less, with card always available too.

Funds go to your own bank account

Connect your HOA own account through Stripe Connect once. Every payment routes there directly — never held by Formtabulous, never mixed with subscription billing.

Autopay, with a real retry pipeline

Homeowners opt in once. Failed charges retry automatically and pause — rather than silently fail — after repeated attempts, with the homeowner notified immediately.

Record checks and cash too

Not every homeowner pays digitally. Record Payment logs a check or cash payment into the same ledger, including splitting one payment across several charges.

Unit-level ledger & statements

Every charge and payment, chronologically, with a running balance. Download a printable PDF statement for any unit whenever you need one.

Reminders, late fees & payment claims

Automatic reminders as a charge moves from due to late. Late fees only calculate once your board sets a rule. A homeowner who already mailed a check can log a claim rather than eat a fee.

Board dashboard & CSV export

Collected vs. outstanding at a glance, a Needs Your Attention panel, and CSV export for transactions, income summary, or current delinquency — ready for QuickBooks or Xero.

Stripe's cost, plus a flat $1. That's it.

Most HOA payment processing charges a percentage of every dues payment on top of what the card network already takes — which quietly gets more expensive as your dues go up. Formtabulous charges Stripe's actual processing cost plus a flat $1.00, for card and ACH alike. No percentage layered on top, and no separate per-unit software fee for using it.

Because it's a flat dollar rather than a percentage, ACH almost always nets your association more than a card payment of the same size — worth knowing before you decide whether to nudge homeowners toward one method or the other.

Try the free HOA fee calculator →

On a $300 payment

Card, typical processing ~2.9% + $0.30 + $1.00
ACH, typical processing 0.8%, capped, + $1.00

Exact numbers depend on the payment amount — the calculator runs your actual figures.

Frequently asked questions

Set a dues schedule once — amount, frequency, due date, grace period — and Formtabulous generates the charges automatically and emails each unit a private payment link. Homeowners pay by card or ACH with no login and no account. You can also create a one-off special assessment the same way, targeting every unit or just the ones affected.

Yes. Every payment link offers both a card tab and an ACH bank-transfer tab, with ACH presented first since it costs the association less to process. Homeowners see one flat amount due — no processing fee line item to confuse them.

Stripe's real processing cost plus a flat $1.00, for both card and ACH. No percentage markup on top of Stripe's own rate, and no per-unit or per-transaction platform fee beyond that dollar. Use the free fee calculator to see the exact net for your dues amount and mix of card versus ACH.

Yes. Your board connects the association own bank account through Stripe Connect during onboarding, and every payment routes there directly. Formtabulous never holds association funds, and dues money is never commingled with a Formtabulous subscription payment.

The system tracks each charge through pre-due, due, late, and seriously-late stages and sends reminder emails automatically at each stage. If your board has configured a late fee rule, it applies once the charge is genuinely late. A homeowner who mailed a check can log a Payment Claim before the deadline, which suppresses a late fee for a set window rather than penalizing someone who already paid.

Yes. A special assessment can target every active unit or a hand-picked subset — useful for a private-road repair or a repair that only affects one building — and each unit amount can be adjusted individually before charges go out.

Yes. Record Payment logs a check, cash, or other offline payment into the exact same ledger as an online payment, including splitting one payment across multiple outstanding charges. Not every homeowner wants to pay digitally, and the system is built around that rather than forcing it.

Yes, for recurring dues charges. A homeowner opts in once on any payment link. Autopay retries automatically if a charge fails and pauses after repeated failures rather than silently giving up, with an immediate email so the homeowner can pay manually. Autopay does not apply to special assessments or other one-time charges, so nothing discretionary is ever charged without a fresh confirmation.

Yes. Every unit has a running ledger showing each charge and payment chronologically with a live balance, and the board can download a printable PDF statement for any unit at any time, in addition to a full-association dashboard with collected, outstanding, and a trend chart.

Yes, as a CSV covering transactions with a full fee breakdown, a monthly income summary, or a current delinquency list — all built for the flexible bank-import tools both QuickBooks and Xero already support.

Not full accounting software with a general ledger and chart of accounts — Formtabulous handles the dues collection, payment ledger, and homeowner-facing side, then exports cleanly to QuickBooks or Xero for the association's actual books. It's built for the self-managed HOA that wants to stop chasing checks and spreadsheets without needing an accounting degree to run it.

Connect your bank account and generate your first charge today

Stripe onboarding takes a few minutes. Once it's done, your dues schedule generates charges automatically and homeowners get a payment link — no more spreadsheet, no more chasing checks.

Start Collecting Dues Online See what you'd keep →

Also running board elections or sending community emails? See Board Elections and GroupPost — same account, same plan.

Formtabulous HOA dues and payments software